Are You Being A Resourceful Manager and Entrepreneur

Information is much easier to gain access to nowadays because of the continual advances in technology that are going on day after day. The expansion and swiftness of the Internet is a central example of how technology has revolutionized over time. The Internet is proving to be the most suitable and resourceful place to find information and expand your business.

So why do so many people still fall short to achieve results?

Anthony Robbins is one individual who provides a ton of valuable knowledge (hence the reason he is very successful). He says that the reason why so many people fail is because of the excuses they create. He calls them limited resources. These limited resources (excuses) owned by the majority of people consist of:
Not enough money
Not enough time
Lack of personnel
Not the right technology
Not knowing how to plan or inadequate planning
Lack of quality leadership

The mass majority of business owners blame their failures on a lack of resources. But let’s look at some of the most successful entrepreneurs and leaders:
Bill Gates: Bought MS-DOS for $50k and sold it to IBM for over $50m
Richard Branson: Billionaire entrepreneur. Started a student magazine and selling music he liked in his garage – creator of Virgin)
Steve Jobs: Co-founder of Apple
Oprah Winfrey: Unfavourable circumstances during early childhood – Now a role model and inspiration to countless people especially African Americans simultaneously hosting her own talk show)
Lance Armstrong: Won the Tour de France 7 years in a row after beating testicular cancer
Mark Zuckerberg: Co-founder of Facebook. Originally designed as a network so only college students could interact, share photos and videos. Now it is a worldwide phenomenon

They used their characteristics, positive attitudes, past experiences, took action and have now created much more resources. There is an abundance in available resources waiting for us all to make use of. Successful entrepreneurs and leaders do not believe in limited resources.

It is no one else’s fault if you are letting your emotions, your mindset, and your stance prevent you from taking action. It’s your responsibility to be successful. Your life has an incredible calling. It’s time for you to wake up and capture the opportunity. Rather than worrying or complaining about information overload, how about think about how lucky you are to have all this information and knowledge right in front of you? The majority of people in the planet have no chance of achieving what you can because they have no Internet access!

Being an entrepreneur is the VEHICLE for which you create financial freedom and to “drive” anywhere you please to do anything you want. You either face the challenges or run away back to the drone known as the rat race.

You are the leader you’ve been looking for.

Three Things to Look for In a California Financial Advisor

You have finally reached a level of income and assets that you need to find a conveniently-located financial advisor in California to get you to the next level of wealth building. Congratulations, because that is a good problem to have. The right financial advisor can not only steer you in the right direction, they can also do something for you that you probably never thought necessary; they can teach you about your own money. Like it or not, you can be, and probably are, your own worst enemy when it comes to managing your money.

The laws are different on the West Coast, so you are going to want a California financial advisor, not a voice on the other end of the telephone and on the other end of the continent. Beyond very specific advice, here are some general guidelines that will help you find the professional help that is right for you:

No Commissions

Right or wrong, consciously or unconsciously, an advisor who works on commission can have their judgment clouded by an individual transaction. Instead, look for an advisor that charges a fee instead of a commission. Do not be fooled by advisors who tout their service as fee-based, which simply means they charge a fee and a commission.

One resource you can use to find a fee-only or hourly financial advisor is the National Association of Personal Finance Advisors.

Meaningful Certification

It comes as an unpleasant surprise to many seeking financial management; the only requirement to be able to legally give financial advice or to buy and sell assets is a passing mark on a test about securities law. If they are going to going to sell insurance, they will also need an insurance license. Just about everything else is mere filler.

The one designation that still retains meaning is CFP, which means that the recipient has underwent a thorough background check, has passed a comprehensive test covering all aspects of financial planning, and has at least three years of experience in the field. To maintain that rating, they must enroll in continuing education to stay current.

The Voice of Experience

The generally accepted length of the financial business cycle is seven to eleven years. Therefore, if you only consider hiring a California financial advisor who has served in that capacity for at least ten years, you will have the advantage of working with someone who has experienced firsthand the peaks and valleys of the investment landscape. When it is your money on the line, a cool and steady hand is what is called for.

There are risks associated with any investment plan, and past success is not an absolute predictor of future performance. But by following these three simple guidelines, you can maximize your chances of safe and steady financial growth.

For more information about California Financial Advisor, please visit our website.

How To Submit Winning Offers For Bank Owned Properties

Bank owned properties are very popular types of home foreclosures especially among investors and buyers who are prudent in their real estate purchases. This is primarily because bank foreclosures are known to be the safest foreclosures investment since banks can deliver lien-free titles to the buyers. Aside from this, you can also buy a lot of bank properties that are significantly priced below market value. But since the real estate market is becoming tougher due to the rising demand for cheap properties for sale, finding the right property is only half your task.

Prepare Your Documents

When submitting offers for bank owned properties, it is important that you submit complete documents. Purchasing bank foreclosures entail a lot of paperwork and to gain an edge in real estate investing, you have to cut corners where you can. An incomplete document or a missed out detail can cause your papers to be stashed underneath piles of other offers from other interested buyers.

Respond Quickly

Sometimes, the banks REO manager will need to get in touch with you to clarify some information or detail contained in your application. You have to be ready to answer these questions as soon as possible. If you are not able to respond swiftly to the banks call, it is likely that other bids will be given preferential treatment over yours. If you find that you need help in responding to the banks communication requests, you may hire a qualified real estate agent or broker to handle your responses.

Do Not Haggle

While banks, in some instances, may be willing to shoulder some repair cost, it is a settled rule that you do not make any request from the bank to handle repairs or any other additional cost until after they have accepted your offer. This is to ensure that when bidding for bank owned properties, you do not make any move that may be interpreted as a premature assumption on your part. To say the least, banks get turned off when they sense a buyer who is more eager to drive hard bargains than to close the deal.